I'm married and have 2 kids and what I'm about to confess is not only immoral but dispicable, yet I continue to visit my neighbor Franklin for a rub down twice a week. My husband is at work, the kids in school and I allow Franklin to rub me down and masturbate me. Its been going on for a little over 2 years now and it began innocently enough in the beginning but has turned into a fetish for me. The thing is, Franklin is a 74 year old widower who was a physical therapist until he retired. I never met his wife and he became friendly with my family 5 years ago when we moved into the neighborhood. I would cook him a meal occassionally and my husband always cuts his grass and shoveles snow for him. I always ask if he needs anything when I go to the store and often have coffee with him once my husband and kids leave. I had fallen and hurt my back and tail bone when this began and Franklin asked me to take a look at it. I really did like him and he was and is a very nice man and easy to talk to. I was bruised slightly and all I did was lift the back of my blouse up and lower my slacks a little. He asked me to rub my back and it felt very good and that night I even tolds my husband about it. My husband also likes Franklin so the last thing he could find out is what I selfishly let Franlin do. It took several months but each time Franklin rubbed me down I felt more at ease with him. He began giving me a full massage and would suggest I wear shorts and short top or even come over in a bathing suit. I know how stupid this sounds but I began doing exactly that and within 6 months was letting him massage me while only in my bra and panties. During that time he had never toched my breasts or behind but did massage me everywhere else. When he did my legs I his hands were pretty far up and although he never touched my vagina I would often become aroused both by the massage and by the way I was exposed to him. He was always flattering to me and we always talked while he was rubbing me down. We talked about everything and I knew after awhile he was impotent. I never had any thoughts of sex with Franklin and if you saw him you would know why. He looks every bit of his age and is not the least bit handsome. Nevertheless I enjoyed being with him and talking to him. I think he knew I was aroused at times and one day asked if I was. I think it embarrassed me when he asked but I told him the truth that I was. He asked me if I wanted him to stop but I said no and that I liked him massaging me. With that he began asking where I liked to be touched and if it would be ok to massage my buttocks. I laughed because I couldn't remember the last time I ever heard a butt referred to as a buttocks. I just told him to go ahead but I said ass. That was the first time he ever actually saw my rear and gradually over the next month or so I began letting him massage me naked and allwed him to touch my breasts. We did talk about my husband finding out but promised each other he never would. It took almost a year but he finally began masturbating me and I look forward to it each and every time. This all sounds sick but I even like Franklin looking at me when I undress with no modesty at all. I orgasm so much its rediculous and he makes my body tingle to point where I get goose bumps. He uses warm oil all the time and I am totally turned on long before he begins masturbating me and aloow him to penitrate my anus as well. My husband and I have great sex but the few times my husband massaged me cannot compare to the way Franklin does. As much as I am ashamed of myself for letting this continue I desire it more than ever.