Male and single have worn womans panties since high school, late 20s now. This morning it was in the 20s outside and I was wearing a sweat top with the silk bikinis that I sleep in around the house getting some stuff ready to put in the mail box. I live in the country and have gone outside many times wearing just a pair of panties. I knew it was cold but it only takes a little over a minute to make the trip to the box and back, so I hurried out the front door and as I was going down the steps the old man that lives just down the road walked around the corner of the house. His car had quit and he walked on to my house for a ride, he had a class A view, I was caught so just stood there, my panties were a little piss wet and with the wind blowing it was cold. He just stood there for a few seconds then he said boy you stay out here much longer in those wet little panties your twats gonna freeze shut.