I'm an early riser. I get up and out early. Last week, I was out front in the early morning. It had just gotten light out. My neighbor's wife came out while I was standing next to my car, she didn't notice me. She is in her mid twenties and very attractive. It was freezing out but she was wearing just a pair of tiny panties and a T-shirt. She snuck out to start her car to warm it up. I got a great view of her body. After she started her car, she got out and noticed me standing right there. I acted friendly and asked her how it was going. She was polite and stood talking to me while freezing for a minute then finally apologized for "being naked". I laughed and said that I sneak out to start my car in my underwear all them time. Her shirt was nearly see through, her boobs were full and her nips rock hard and beautifully outlined by the thin worn material of her old t-shirt. I acted like the nice old man I appear to be then zeroed in on her bare butt cheeks wiggling out of her panties that didn't cover much more than her butt crack as she fast walked to her door. Damn what a fine morning.