I was out jogging one day and was approached by a woman asking if I had ever thought about doing modeling. I told her I hadn't. She told me I was very beautiful and that I should give it a try and handed me her business card. I told her it wasn't something I am interested in doing. She told me to think about and if I wanted to give paid modeling a try to call her. A few days went by and I began to think more about her and eventually set up an appointment to meet with her and discuss modeling. She gave me no details about what I would have to do and I was very cautious that it was not going to be nude modeling and had already told myself that there was no way I would ever do something like that. I got to her office and she made me stand under some bright lights as she had me do a slow 360 turn. She then offered me $100 to be photographed naked. I now knew it was what I suspected it might be so I turned it down. She then offered $200 which I turned down as well. She asked how much I wanted to do it and I told her it was not something I was willing to do. She asked if I was willing to go topless for $400. I paused a little longer this time before I told her no. She asked me how long it would take me to make $400 and I told her about 3 weeks since I was going to college and only working part time. She asked me how much I would want to pose topless and reminded me an hour of posing here would be like working 3 weeks at my job. I guess she had me thinking cash and was breaking me down because I told her $500. She said she would pay me the $500 but I had to strip down to my panties. I agreed and began to undress until I was standing in just my panties. She had me begin posing and was taking photo's of my exposed breasts. She then offered me $600 if I took my panties off. I was not willing to take them off so I turned down the offer. She asked how much I made per week at my part time job and I told her about $120. She told me I was making a months worth of cash in about an hour here and pointed out if I reconsidered taking my panties off it would be a lot more. She had me thinking about the cash now and how more money would be very nice to have so I told her $800. She agreed and I very nervously took them off exposing myself to her allowing myself to be photographed fully nude. She asked how I was feeling and I told her the more pictures she took the more relaxed I became. The next words out of my mouth were not like me but I think the events of everything that was occurring caused me to say them. I asked how much she would pay if I masturbated and was thinking to myself if I could get her to offer me $1200 it would be 3 months of salary for one hours work. I think I shocked her because she paused a while before she came back with an offer of $1000. I told her $1200 gets me masturbating however she wants and she asked if I would use a toy. I told her I would so $1200 was agreed upon with one condition. She had a dildo that she came back with that was rather large and thick and she made it clear I had to insert it. I took it and began to use it as she took pictures. It was difficult and took awhile but I did eventually get it in and did have an orgasm in the process. I got dressed, signed some papers, took my money, and left. When I got home is when what I did really sunk in. I have seen my pictures on a website which was embarassing but so far no one I knew has seen it or mentioned they saw it. Once I got offered money I guess I got carried away with how much I was offered for doing so little and easy work.