My next door neighbors were older than me but she was pretty good looking for her age. She was 56 and he was 68. When I first moved in he was very jealous of me because his wife would always interupt her tanning to come over to the fence and talk to me when I was out tanning. He mentioned his wife enjoyed seeing me in my speedos tanning and didn't like how much she enjoyed it especially when she always tanned topless. He got used to it so soon it wasn't an issue. Seeing her topless was always a treat but I knew nothing would ever become of it. One weekend I was out back tanning when she asked if I could help her move some bags of earth that were just delivered. She was going to be using them for gardening and I went over to help. There were about 40 bags and I moved all of them myself. When I was done she asked if I wanted some lemonade to which I gladly accepted. I asked where her husband was and she said he was away for the weekend. She went in to get the lemonade and when she came back out she had changed out from the clothes she was wearing earlier to wearing just bikini bottoms. I was sitting next to her with her bare breasts closer than they had ever been to me before. My back was getting stiff from all the bags I moved and I mentioned it to her. She offered to massage my back and after some resistance from me and some insistance from her I let her massage it. She had me lay on a lounge chair face down and she sat on me with a leg on each side. The back massage felt great and I let her know how great it felt. She thanked me for the compliment and said she would give me a full body one. She started to do my legs and with a quick movement removed my speedos. I was naked underneath her now when she asked if I was fine being the way I was. I thought about her husband but since she removed them and the massage felt too good I decided not to worry and I told her I didn't mind. She finished with my legs and told me it was time for me to roll over and reveal my big thing. I rolled over and she saw me fully exposed for the first time. She looked and didn't say anything but sat on me, with her bikini bottoms still on, like she was riding a horse with my cock pressed between her legs. I felt her rub herself against me as she massaged my chest. She then moved so she could do other parts of my body before she finally stopped telling me my massage was finished. She asked how it felt and I told her it was great. I offered to give her a massage and she accepted. I didn't bother getting dressed and started with her back. I sat on her like she sat on me while I massaged her back. She told me I was doing a great job and to remove her bottoms when I was done with her back. I did as she asked and she was now naked. Her ass looked fantastic and I massaged it as well as her legs. With the way her legs were positioned I could partly see her pussy. I massaged her inner thighs and rubbed against her pussy and felt her wetness. I was getting aroused but knew I couldn't do anything about it. I had her roll over and saw her fully nude now. She saw my hardon and suggested we take a break from massaging. She spread her legs and told me to get inside and depending on how we felt afterwards we could see if we needed to finish the massage. We began fucking and since we were both pretty horny it didn't take long for us finish. We didn't finish the massage that day but did fuck again. Her husband doesn't suspect anything and we have done it a many more times since. She is a little older and married but the feel of an experienced woman and not having to wear a condom to prevent her getting pregnant makes sex so much better.