This happened a few years back at the Tourist Caravan Park I own and still do. It was a about 1 in the morning after new years eve and I was kept busy sorting out disputes with drunks. I was frazzled by the evening and could not sleep. I had not locked the pool and spa area so I decided to lock the gate behind me and take advantage of the spa as it is secluded.
I was laying back with my eyes closed when I heard the gate rattle. What happened a young girl jumped the gate in her Robe and entered the spa. We looked at each other and she dropped the robe and got in. She was a hot looking young lady who I thought was about 16 but I later learnt she was 13.
I would never make a move in such a situation and I am telling you she did! I still worry about it but at the time I just let my guard down and went with the flow.
She just sat beside me and next thing I have her on my lap naked. I took her back to my place and had sex with her for a few hours. She was no virgin and she knew exactly what she was doing. None the less she was only 13.
I do masturbate over her and she has stayed here with her parents as a yearly family trip but I have been avoiding her because I know she has been looking out for me and come to my place. She is 16 now and really hot but I make sure I employ workers to look after the parties and stay home. If she got to me I would be weak and I know I would end up in bed with her.