I had a minor accident with my car. This young man backed up hitting the back of my car. There was $369.15 worth of damage. I called the police right then and filed a police report.

The car that my car was hit by belongs to his grandmother.
He said he has insurance and I guess he does because the police asked to see our insurance card. I called my insurance company and he called his insurance company the next day.

His insurance company called the grandmother and the boy and they haven't returned their calls. I am thinking that I am going to get screwed over.

My insurance company told me if I don't here from their insurance company in a week, I should call a magistrate. I don't think that is right. Why should I go through a magistrate. I may be wrong, but I think my insurance company should get a hold of their insurance company and straighten this out. Or my insurance company should send me a check and then get reimbursed by Safe Auto.

This morning, I called Safe Auto and left a message and hopefully they will call me on Monday. I guess if they don't call me on Monday, I guess I will have to go to a magistrate which I think is a bunch of crock.

Any advice?

Thank you